WHY TITLE? 2018-01-19T18:55:49+00:00

What is Title Insurance?

So, you’re buying a house. It’s an exciting time. It can also be a bit confusing. Things feel like they’re happening pretty fast and, often, some important things can go unexplained – like title insurance. Many people don’t understand exactly what title insurance is or what it does, even a lot of people that already have it.

Insurance such as car, life, health, etc. protects against potential future events and is paid for with monthly or annual premiums. A title policy insures against events that occurred in the past of the real property and the people who owned it, for a one-time premium paid at the close of the escrow.

Main Street Title streamlines the process for a fast,
accurate, hassle-free closing!

Searches are ordered the same day your application is received.

Confirmation of your order is emailed or faxed same day.

Searches back to MST within 2 to 3 days.

Frequently Asked Questions


Simply stated, the title to a piece of property is the evidence that the owner is in lawful possession of that property.


So, you’re buying a house. It’s an exciting time. It can also be a bit confusing. Things feel like they’re happening pretty fast and, often, some important things can go unexplained – like title insurance. Many people don’t understand exactly what title insurance is or what it does, even a lot of people that already have it.


Insurance such as car, life, health, etc. protects against potential future events and is paid for with monthly or annual premiums. A title policy insures against events that occurred in the past of the real property and the people who owned it, for a one-time premium paid at the close of the escrow.


Title insurance protects against claims from defects. Defects are things such as another person claiming an ownership interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are specified in the actual policy.


Purchasers and lenders need title insurance in order to be insured against various possible title defects. The buyer, seller and lender all benefit from the issuance of title insurance.


Escrow refers to the process in which the funds of a transaction (such as the sale of a house) are held by a third party, often the title company or an attorney in the case of real estate, pending the fulfillment of the transaction.
What are the policy types?
A standard policy insures the new owner/homebuyer, and a lender’s policy insures the priority of the lender’s security interest.


A standard policy insures the new owner/homebuyer, and a lender’s policy insures the priority of the lender’s security interest.

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We Deliver Your Clear Title On Time… Every Time!™

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